Hello I will soon be 60 and I have Social Security Disiblilty. I need to get a medigap policy. Do any of you know one that is not very expense? I live in Mississippi!
Thanks to all that respond.
I'm under 65 and am on SS Disability. I have original Medicare and a Humana supplemental plan. Because I'm UNDER 65, and live in FL, these companies can 'sock it to ya' premium wise. I bought the lowest supplement policy premium available...Plan F High Deductible. The deductible is $2180....once I pay that I pay nothing for the remainder of the year (that's 3 infusion co-pays). The premium is nearly $300 a month PLUS the Medicare $104.90. My co-pay for my @Simponi Aria infusion yesterday was $789. Good luck in your search for an affordable plan. Since we're about in to Open Enrollment time I'm going to search and see if there's an Advantage Plan that covers more than 20% of the biologic....so far I've found none.
You can get Medicare at any age when disabled. You have to be on disability for 24 months maybe a little longer but not much. Which is stupid if you are found disabled you need insurance.
In Missouri if you are disable you can get Medicare. I have Medicare plus Humana.
So you qualify for full medicare at 60? I understand the disability, but thought you didn't/couldn't get Medicare until you were 65. I thought everything else was Medicaid.
I'm in the process of determining out which supplement to get as well. Turn 65 in December and my husband will be retiring in February so we will be needing one. We are going to go to our financial advisor - he has told us that he has all the info for all of them and can steer us towards the right choice, You might see if there is anyone around your area that could do the same for you. Trying to do it on your own is very daunting.
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