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Real members of myRAteam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.

Medicare Supplements

A myRAteam Member asked a question 💭
Lawrence, MS

Hello I will soon be 60 and I have Social Security Disiblilty. I need to get a medigap policy. Do any of you know one that is not very expense? I live in Mississippi!

Thanks to all that respond.

August 31, 2016
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Answer Summary

Members shared their experiences navigating Medicare supplements and disability coverage, with many describing the complexity of finding... Read more

Members shared their experiences navigating Medicare supplements and disability coverage, with many describing the complexity of finding affordable options, especially for those under 65 on disability. Several members recommended working with financial advisors or insurance brokers to compare plans, mentioned AARP and specific supplements like Plan G or Plan F High Deductible, and noted that premiums can be significantly higher for those under 65 in certain states. A recurring theme was the frustration of limited options, high costs, state-by-state differences in availability, and difficulties accessing help from pharmaceutical assistance programs once on Medicare.

A myRAteam Member

I have Medicare/medicaid. My RA Dr dropped me , because she doesn't except Medicare, so I had to get a referral for another Dr. . The RA Dr that I wanted denied me , she said she doesn't treat my condition. 🤔 I'm not sure what that means. So I have another request for yet another RA dr , crossing my fingers. Florida is odd , especially in the medical field. Smh !!! I am 60 .

August 17, 2023
A myRAteam Member

You are on SS disability? After 2 yrs you automatically get Medicare. Do you apply for medicaid or whatever it is called in your state?

July 18, 2023
A myRAteam Member

I had Cigna before I got on Medicaid. It was great, I had plan G and it paid for all Medicare didn’t but it was expensive. I can’t work at 73 and I can’t live on Social Security. I really hate it but I have no choice. My husband passed last year and my SS is all I have.

July 18, 2023 (edited)
A myRAteam Member

I'm under 65 and am on SS Disability. I have original Medicare and a Humana supplemental plan. Because I'm UNDER 65, and live in FL, these companies can 'sock it to ya' premium wise. I bought the lowest supplement policy premium available...Plan F High Deductible. The deductible is $2180....once I pay that I pay nothing for the remainder of the year (that's 3 infusion co-pays). The premium is nearly $300 a month PLUS the Medicare $104.90. My co-pay for my @Simponi Aria infusion yesterday was $789. Good luck in your search for an affordable plan. Since we're about in to Open Enrollment time I'm going to search and see if there's an Advantage Plan that covers more than 20% of the biologic....so far I've found none.

October 12, 2016 (edited)
A myRAteam Member

In Missouri if you are disable you can get Medicare. I have Medicare plus Humana.

September 2, 2016

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